Insurance Waiver

Not sure if you're required to have health insurance?

Check out our Insurance Requirement page to find out now.

Students who are required to enroll in the USF Student Health Insurance Plan may petition to waive the requirement.

Waiver Requirements

In order to qualify for a waiver, students must be able to prove that they have health insurance coverage comparable to or better than the University-sponsored plan.

Criteria for U.S. Citizens and Permanent Residents
  • Health plan must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number.
  • Health plan must offer a maximum benefit of at least $100,000 in coverage per benefit year.
  • Health plan must cover inpatient and outpatient medical care within the San Francisco Bay Area. Note: Emergency-only coverage does not satisfy this requirement.
  • Health plan must cover inpatient and outpatient mental health care within the San Francisco Bay Area. Note: Emergency-only coverage does not satisfy this requirement.
  • Health plan must be active and provide health insurance coverage throughout the academic year.
Criteria for International Students
  • Policy must be in English.
  • Policy must be underwritten by a U.S.-domiciled (U.S.-based) insurance company.
  • Health plan must offer a maximum benefit of at least $100,000 in coverage per benefit year.
  • Deductible no greater than $500 per accident or illness.
  • Medical evacuation minimum of $10,000 in coverage.
  • Repatriation minimum of $7,500 in coverage.
  • Pre-existing conditions must be covered after a reasonable waiting period.
  • Includes provision for co-payment that does not exceed 25%.
  • Coverage cannot exclude benefits for perils inherent to the activities of the program in which the visitor participates.

Deadline

Students who wish to waive the insurance requirement must do so by the deadline. The deadline for each term is 7 days before the University Census Date of that semester.

Upcoming deadlines:

Fall 2011: September 2, 2011
Spring 2012: February 3, 2012

Instructions

Follow the instructions below to request a health insurance waiver.

Instructions for U.S. Citizens and Permanent Residents

U.S. citizens and permanents residents should submit their waiver request online.

  1. Click here to go to the Aetna Student Health site.
  2. From the left navigation menu, click on "Medical Plan: Waive."
  3. Scroll down and click on "Waive: Student Health Insurance Plan."
  4. Follow the prompts to enter all the necessary information for your waiver.

Please note: If you encounter any problems submitting your waiver, please call Health Promotion Services at (415) 422-5797.

Instructions for International Students

International students must submit a paper form to request a health insurance waiver.

  1. Download the Health Insurance Waiver Form.
  2. Fill out the form completely, including full name, student ID, email address, and insurance information.
  3. Attach proof of your insurance coverage. Proof must be in the form of a statement of coverage in English.
    Please note: Waivers that do not include sufficient documentation will be denied.
  4. Submit form to Health Promotion Services in University Center, fifth floor. Forms may also be mailed to:
    Health Promotion Services
    University of San Francisco
    2130 Fulton Street
    San Francisco, CA 94117