Cost of Attendance

The cost of attendance is an estimate of what it costs a typical student to attend USF for one year. It includes tuition and fees, plus other expenses to keep in mind, like housing, food, books, and travel. Your actual costs will vary, depending on whether you live on or off campus or with your parents, and how much financial aid you receive (make sure you apply!).

Full-time undergraduate students 2025-26

  Living on campus Living in off-campus housing Living with family/ commuting

Direct costs: These costs are included on your bill from USF. It includes specific, fixed (or estimated) costs that you’ll pay for.

Full-time tuition at Hilltop campus

$61,720 $61,720 $61,720

Fees

$592 $592 $592

Housing

$12,490    

Food

$6,000    

Subtotal of direct costs:

$80,802 $62,312 $62,312

Indirect costs: These costs will not show up on your bill from USF. They are estimated costs.

For example, you’ll probably need to buy textbooks and school supplies, personal items like clothes and toiletries, and travel expenses if you live far from home and plan to travel back during school breaks. You’ll decide for yourself how and when you make these purchases (and how much you pay). That’s why it’s just an estimate.

These indirect cost estimates are based on information from the California State Aid Commission as well as results from USF's annual cost of attendance survey sent to students.

Off-campus housing

  $14,490 $7,470

Off-campus food

  $3,705 $3,705

Books, Course Materials, Supplies, and Equipment

$1,089 $1,089 $1,089

Transportation

$1,251 $2,982 $1,508

Personal expenses

$3,195 $4,400 $3,195

Subtotal of indirect costs:

$5,535 $26,666 $16,967

Total Cost of Attendance:

(Direct + indirect costs. Your bill will be lower than this amount because you will not be charged for indirect costs.)

$86,337 $88,978 $79,279

Notes:

  • Tuition is based on full-time enrollment for the academic year (fall and spring semesters). Students taking fewer than 12 credits (or more than 18 credits) will be charged $2,200 per credit during the fall/intersession/spring terms. The summer 2025 rate is $1,475 per credit.
  • Fees include:
    • $282 ASUSF student activity fee (supports student services, initiatives, and activities)
    • $310 transportation fee (MUNI pass allowing unlimited rides around the city on buses, streetcars, and subways)
  • Housing and food costs are estimates based on the average full-time undergraduate student. See all housing and food costs.
  • Tuition, fees, housing, and food costs increase slightly each year. Over the last few years, annual increases have ranged from 2.8% to 4.9%.
  • Students enrolling in the USF-sponsored health insurance plan should plan to add $4,100 to their direct costs. If you’ve waived the USF health insurance because you’re already covered under a family member’s plan, you won’t be charged for this.

Other Undergraduate Tuition Costs

  • Bachelor of Arts in Management (BAM) Degree Completion Program, online: $1,190 per unit
  • Summer 2025 classes on the Hilltop campus: $1,475 per credit

Estimate your Cost

College costs aren’t one-size-fits-all. Use our Net Price Calculator to get a personalized estimate of what you and your family might pay based on your financial circumstances.

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An Education You Can Afford

USF is committed to helping you and your family take advantage of all the ways you can keep your college costs manageable.

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Office of Financial Aid

Lone Mountain Main 203
2800 Turk Blvd.
San Francisco, CA 94118
Hours

Monday – Friday:
8:30 a.m. – 5 p.m.

Fax (415) 422-6084